IMPORTANT NOTICE
You are now leaving the Gerald L. Ray & Associates, Ltd. Web site and will be entering the Charles Schwab & Co., Inc. ("Schwab") Web site.
Schwab is a registered broker-dealer, and is not affiliated with any advisor(s) whose name(s) appear(s) on this Web site. Gerald L. Ray & Associates, Ltd. is independently owned and operated. Schwab neither endorses nor recommends any particular advisor or investment strategy. Gerald L. Ray & Associates, Ltd. provides investment advisory services for your account. Schwab has agreements with Gerald L. Ray & Associates, Ltd. under which Schwab provides Gerald L. Ray & Associates, Ltd. with services related to your account. Schwab does not review the Gerald L. Ray & Associates, Ltd. Web site, and makes no representation regarding the content of the Web site. The information contained in the Gerald L. Ray & Associates, Ltd. Web site should not be considered to be either a recommendation by Schwab or a solicitation of any offer to purchase or sell any securities.